Full profile.
Fees, cashback, eligibility, and how long this card has been on the market.
This card
Wirex · Visa
Wirex Card
Veteran multi-currency card. Useful plans are rarely free.
EU / EEAUnited KingdomAsia
Net yearly gain @ $1,500/mo
−$37
Launched: 11 years
Flick trustworthy76/100
Verified September 15, 2026 · Illustrative data
One of the older crypto card operators in Europe and APAC. Entry cryptoback is modest; paid plans cut FX. Predictable more than spectacular. Full KYC, custodial.
Availability
UK, EEA, and parts of Asia-Pacific. Apple Pay / metal features vary by country.
- EMI / issuer
- Wirex Limited / EEA EMI depending on country
- Regulator
- FCA (UK) / EEA EMI
- Custody
- Custodial
- KYC
- Full KYC
- Form
- Virtual + physical
- Fee-free ATM
- Yes
- Assets
- Multi-asset
- Top-up
- Crypto + fiat
- High limits
- Yes
- Staking / lock
- No
- Launched
- 11 years
- Apple Pay
- Yes
- Google Pay
- Yes
Strengths
- ＋Known quantity in Europe and APAC
- ＋Apple Pay / Google Pay in many markets
- ＋Multi-currency accounts
Watch-outs
- –Annual fee once the plan is actually good
- –Token cashback
- –Net often worse than a simple 1% free card
Fee stack
- Issuance
- Free
- Yearly fee
- $59.88
- FX
- 1.5%
- Conversion
- 0.6%. Paid plans reduce FX and spreads. Free plan is weaker.
- ATM withdrawals
- Fee-free ATM band depends on plan.
- Inactivity
- Inactivity fees can apply on some plans.
Net cashback
Entry → Max
0.5% → 2%
Token
Entry cryptoback ≈ 0.5%. Up to ~2% on paid / WXT plans. Max rarely offsets the annual fee.
Eligibility
Minimum age: 18+
Wirex KYC in a supported country.
- ▸ID
- ▸Proof of address
- ▸Card plan
Other cards to consider
Wirex Card
Affiliate link · terms with the issuer