Full profile.
Fees, cashback, eligibility, and how long this card has been on the market.
This card
Coinbase · Mastercard
Coinbase Card
Simple US-first debit, rewards in USDC.
United StatesEU / EEA
Net yearly gain @ $1,500/mo
$90
Launched: 7 years
Flick trustworthy86/100
Verified September 15, 2026 · Illustrative data
Mastercard debit for Coinbase users, strongest in the United States. Rewards in USDC are easier to count than a volatile exchange token. The EEA product, when offered, is narrower than the US one. We do not pretend they are the same card.
Availability
Primarily United States. An EEA variant exists in some waves. Confirm in the Coinbase app. Do not assume US perks apply in Europe.
- EMI / issuer
- Coinbase / regional card partner
- Regulator
- US (primarily); EEA entity where the EU product exists
- Custody
- Custodial
- KYC
- Full KYC
- Form
- Virtual + physical
- Fee-free ATM
- No
- Assets
- Multi-asset
- Top-up
- Crypto + fiat
- High limits
- Yes
- Staking / lock
- No
- Launched
- 7 years
- Apple Pay
- Yes
- Google Pay
- Yes
Strengths
- ＋USDC rewards instead of a volatile points token
- ＋Polished everyday UX
- ＋Apple Pay / Google Pay
Watch-outs
- –US-centric; EEA coverage is thinner
- –High FX abroad
- –Easy to mix up US and EEA terms
Fee stack
- Issuance
- Free
- Yearly fee
- Free
- FX
- 2.49%
- Conversion
- 0.5%. Spend pulls from Coinbase balance (crypto or USDC) at payment time.
- ATM withdrawals
- ATM fees vary by operator; Coinbase may add its own.
Net cashback
Entry → Max
1% → 4%
Fiat / stable
Entry around 1% in USDC. Up to ~4% with Coinbase One / promos, mostly a US story.
Eligibility
Minimum age: 18+
Verified Coinbase account in a country where the card is actually offered.
- ▸Full KYC
- ▸Supported residency
- ▸Mastercard debit eligibility
Other cards to consider
Coinbase Card
Affiliate link · terms with the issuer