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This card
Nexo · Mastercard
Nexo Card
Credit against crypto collateral. You are not selling at the till.
EU / EEAUnited Kingdom
Net yearly gain @ $1,500/mo
$77
Launched: 5 years
Flick trustworthy74/100
Verified September 15, 2026 · Illustrative data
Mastercard credit line backed by crypto held at Nexo, not a prepaid debit. Useful if you want to spend without a spot sale, provided you accept liquidation risk and a custodial model. Strongest in the EEA and UK.
Availability
Primarily EEA and the UK. Generally not a US consumer product. Confirm the current issuance wave.
- EMI / issuer
- Mastercard program partner
- Regulator
- Card issuer + Nexo group entities
- Custody
- Custodial
- KYC
- Full KYC
- Form
- Virtual + physical
- Fee-free ATM
- No
- Assets
- Multi-asset
- Top-up
- Crypto + fiat
- High limits
- Yes
- Staking / lock
- Yes
- Launched
- 5 years
- Apple Pay
- Yes
- Google Pay
- Yes
Strengths
- ＋Spend without an immediate spot sale
- ＋0% FX often advertised
- ＋Apple Pay / Google Pay
Watch-outs
- –Liquidation risk
- –Custodial collateral
- –Modest entry cashback
Fee stack
- Issuance
- Free
- Yearly fee
- Free
- FX
- 0%
- Conversion
- 0%. Not a top-up: it is a credit line. Interest and LTV depend on collateral and tier.
- ATM withdrawals
- Withdrawals depend on Loyalty tier; not the main use case.
Net cashback
Entry → Max
0.5% → 2%
Token
Low entry without a NEXO ratio. Up to 2% on Loyalty tiers. The real pitch is not selling collateral.
Eligibility
Minimum age: 18+
Verified Nexo account and enough eligible collateral.
- ▸Full KYC
- ▸Eligible collateral
- ▸Supported country
Other cards to consider
Nexo Card
Affiliate link · terms with the issuer