Full profile.
Fees, cashback, eligibility, and how long this card has been on the market.
This card
Crypto.com · Visa
Crypto.com Visa
Honest entry cashback vs the CRO stake poster.
EU / EEAUnited KingdomUnited StatesAsiaLatin America
Net yearly gain @ $1,500/mo
$63
Launched: 8 years
Flick trustworthy82/100
Verified September 15, 2026 · Illustrative data
Visa debit tied to Crypto.com, with one of the widest geographic footprints in this set. Without CRO locked, cashback sits around 1%. The “up to 8%” tiers need a large stake. We rank the entry rate. Apple Pay and Google Pay are widely available where the card runs.
Availability
Issued in many countries across EU/EEA, UK, US, Asia and LatAm. Product details (FX, perks) differ by residency. Confirm in the app.
- EMI / issuer
- Foris / regional EMI depending on market
- Regulator
- Varies by entity (e.g. MFSA, Bank of Lithuania)
- Custody
- Custodial
- KYC
- Full KYC
- Form
- Virtual + physical
- Fee-free ATM
- Yes
- Assets
- Multi-asset
- Top-up
- Crypto + fiat
- High limits
- Yes
- Staking / lock
- No
- Launched
- 8 years
- Apple Pay
- Yes
- Google Pay
- Yes
Strengths
- ＋One of the broadest footprints here
- ＋Clear entry rate if you ignore the “up to” marketing
- ＋Apple Pay and Google Pay
Watch-outs
- –Cashback in CRO, not fiat
- –2.5% FX off premium tiers
- –Headline max is not net cashback
Fee stack
- Issuance
- Free
- Yearly fee
- Free
- FX
- 2.5%
- Conversion
- 0.5%. Spread when converting crypto to spend currency. Higher CRO tiers can cut FX to 0%.
- ATM withdrawals
- Fee-free ATM band depends on CRO tier, then a percentage fee.
Net cashback
Entry → Max
1% → 5%
Token
Entry ≈ 1% in CRO. 5-8% Icy/Obsidian needs a large CRO stake. That is not the everyday rate, and it is not euro/dollar cashback.
Eligibility
Minimum age: 18+
Verified Crypto.com account in a supported country.
- ▸Full KYC
- ▸Residency where the Visa program is live
- ▸Optional CRO stake for better tiers
Other cards to consider
Crypto.com Visa
Affiliate link · terms with the issuer