Full profile.
Fees, cashback, eligibility, and how long this card has been on the market.
This card
Kraken · Visa
Krak Card
The exchange that leans on transparency, in card form.
EU / EEAUnited KingdomUnited States
Net yearly gain @ $1,500/mo
$126
Launched: 2 years
Flick trustworthy84/100
Verified September 15, 2026 · Illustrative data
Visa from the Krak (Kraken) consumer program. Less cashback glitter than Bybit, more “regulated exchange” tone. Custodial. Useful if you already sit on Kraken and want to spend without another app.
Availability
EEA, UK and US depending on Krak program waves. Confirm in the Krak / Kraken app before you count on it.
- EMI / issuer
- Visa program partner (Krak)
- Regulator
- Kraken-regulated entities + card issuer
- Custody
- Custodial
- KYC
- Full KYC
- Form
- Virtual + physical
- Fee-free ATM
- No
- Assets
- Multi-asset
- Top-up
- Crypto + fiat
- High limits
- Yes
- Staking / lock
- No
- Launched
- 2 years
- Apple Pay
- Yes
- Google Pay
- Yes
Strengths
- ＋Cleaner exchange reputation than several rivals
- ＋Entry cashback without a mandatory stake
- ＋Apple Pay / Google Pay
Watch-outs
- –Coverage still rolling
- –Unspectacular cashback
- –Custodial
Fee stack
- Issuance
- Free
- Yearly fee
- Free
- FX
- 1.5%
- Conversion
- 0.4%. Conversion from Kraken balances at payment, exchange spread.
- ATM withdrawals
- Monthly reduced-fee ATM band.
Net cashback
Entry → Max
1% → 2%
Fiat / stable
Entry around 1%, limited campaign upside. Not a 10% launch-rate card.
Eligibility
Minimum age: 18+
Verified Kraken / Krak account in an open country.
- ▸Kraken KYC
- ▸Supported residency
- ▸Krak app
Other cards to consider
Krak Card
Affiliate link · terms with the issuer