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Fees, cashback, eligibility, and how long this card has been on the market.
This card
CoinJar · Mastercard
CoinJar Card
Spend crypto with a Mastercard and earn CoinJar Rewards points.
Australia & NZ
Net yearly gain @ $1,500/mo
$45
Launched: 5 years
Verified October 7, 2026 · Illustrative data
The CoinJar Card is a Mastercard that spends the crypto in your CoinJar account, with a digital card in seconds and a free physical card on request. You earn one Rewards point per dollar spent. There are no monthly or annual fees.
Availability
Australian residents only.
- EMI / issuer
- EML Payment Solutions Limited
- Regulator
- ASIC (EML Payment Solutions Limited, AFSL 404131). CoinJar Australia Pty Ltd is registered with AUSTRAC as a virtual asset service provider.
- Custody
- Custodial
- KYC
- KYC required
- Form
- Virtual + physical
- Fee-free ATM
- Not published
- Assets
- Multi-asset
- Top-up
- Crypto
- Staking / lock
- Not published
- Launched
- 5 years
- Apple Pay
- Yes
- Google Pay
- Yes
Strengths
- ＋No issuance, monthly or annual fee
- ＋Digital card ready in seconds
- ＋Supports Apple Pay and Google Pay
- ＋Points earned on every dollar spent
Watch-outs
- –2.99% fee on foreign transactions
- –1% fee on ATM withdrawals
- –Purchase fee of 1% is returned only as points
- –Dispute fee of 27.50 per transaction
Fee stack
- Virtual card
- Free
- Physical card
- Free
- Yearly fee
- Free
- FX
- 2.99%
- Conversion
- Not published
- ATM withdrawals
- ATM withdrawals cost 1% of the amount, physical card only.
- Other fees
- No fee for issuing a digital or physical card, for replacement or for account management, and no monthly or annual fee. Purchases carry a 1% fee that is returned as CoinJar Rewards points. Foreign transactions cost 2.99% plus the Mastercard exchange rate. A transaction dispute costs 27.50 per transaction.
Net cashback
Entry → Max
1%
Token
One CoinJar Rewards point per dollar spent, equal to the 1% purchase fee returned. Points can be applied to future trades or redeemed in the CoinJar Rewards Store.
Eligibility
Minimum age: 18+
- ▸18 years of age or older
- ▸Australian resident
- ▸Verified CoinJar account
Sources
Every fact above comes from these official pages. Last checked October 7, 2026.
- Fees, rewards, wallets, assets, how to getwww.coinjar.com
- Network, issuer entity, assets, walletswww.coinjar.com
- Fees search result for the fees and limits pagesupport.coinjar.com
- Kind, issuer, AUSTRAC registrationwww.coinjar.com
- Eligibility (age, residence)public-files.coinjar.com
- Launch date, prepaid reloadablepublic-files.coinjar.com
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CoinJar Card
Affiliate link · terms with the issuer
